Our fall workshop
schedule is posted
Foreclosure prevention services
Helpful Links
Home Buying Tips Online
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Great Capital Association of REALTORS® http://gcar.com/ |
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Fannie Mae http://www.fanniemae.com/homebuyers/homepath/index.jhtml |
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Freddie Mac http://www.freddiemac.com/ |
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U.S. Dept. of HUD http://www.hud.gov/buying/index.cfm |
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Mortgage Guaranty Insurance Corp. http://www.mgic.com/hints.html |
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Community Realty http://www.yourownhome.org |
Credit Reporting Information
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Free Annual Credit Report http://www.annualcreditreport.com |
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Federal Trade Commission http://www.ftc.gov/bcp/conline/edcams/credit/index.html |
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Equifax http://www.equifax.com |
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TransUnion http://www.transunion.com |
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Experian http://www.experian.com |
Using Debt Wisely
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Consumer Law Help Manual http://www.consumer.state.ny.us/clahm/start.htm |
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National Consumer Law Center http://www.nclc.org/publications/guides/index.shtml |
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FreddieMac CreditSmart® http://www.freddiemac.com/creditsmart/home.html |
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Federal Trade Commission http://www.ftc.gov/bcp/menu-credit.htm |
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Reading Loan Documents http://www.cra-nc.org/cons1.htm |
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Behind on Your Mortgage http://www.hud.gov/offices/hsg/sfh/econ/econ.cfm |
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Payroll Card Questions and Answers http://www.consumersunion.org/pub/core_financial_services/000920.html |
Mortgage Loan Programs
| State of New York Mortgage Association (SONYMA) http://nyhomes.org/home/index.asp |
| SHOP-Capital loan products and grants through HSBC and Freddie Mac http://www.ahphome.org/shop-capital.htm |
| M&T "Get Started" Financing http://www.mandtbank.com/personal/mortgage/index.cfm |
| USDA Rural Development Financing http://eligibility.sc.egov.usda.gov |
Mortgage Calculators
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Fannie Mae http://www.fanniemae.com/homebuyers/calculators/index.jhtml?p=Resources&s=Calculators |
Help Outside the Capital District
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New York State Affordable Housing Database http://www.dhcr.state.ny.us/ahd/default.asp |
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National Listing of HUD-Approved Counseling Agencies http://www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm |
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Find NeighborWorks® Organizations http://nw.org/network/Utilities/NWOLookup.asp |
Recursos en Español (Home Buying & Credit in Spanish)
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Recursos en Español (Freddie Mac) http://www.freddiemac.com/consumers/recursos/ |
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Puntos destacados de HUD http://espanol.hud.gov/index.html |
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M&T Bank http://info.mandtbank.com/personal/mortgage/spanish/index.asp |
| Federal Trade Commission http://www.ftc.gov/bcp/menu-credit.htm#espanol |
| Preguntas Comunes de los Empleados sobre las Tarjetas de Nómina (Payroll
Cards) http://www.consumersunion.org/espanol/ |
| Utilizar su hogar como garantía http://www.federalreserve.gov/pubs/riskyhomeloans/riskyspanish.htm |
Home Inspections & Home Repair
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Search for inspectors through the American Society of Home Inspectors http://ashi.com |
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Check NYS home inspector license status online |
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Home Inspections and the New York Homebuyer by the NYS Attorney General http://www.oag.state.ny.us/realestate/homebuy.html |
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Maintenance tips for homeowners from "Mr. Fix-It" http://www.misterfix-it.com/CommProbSimpSol.asp |
Beware of Predatory Lending
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NEDAP "Warning Signs" and other brochures http://nedap.org/programs/fairlending.html |
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Consumer tips from the Center for Responsible Lending http://www.responsiblelending.org/consumers/index.cfm |
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BorrowSmart consumer education campaign http://www.borrowsmart.org |
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Freddie Mac "Don't Borrow Trouble" campaign http://www.dontborrowtrouble.com/dontborrow/anti_predatory.html |
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NYS Banking Department brochures http://www.banking.state.ny.us/brltr.htm |
| Utilizar su hogar como garantía http://www.federalreserve.gov/pubs/riskyhomeloans/riskyspanish.htm |
Foreclosure Prevention
| "Hope Now" Alliance, (888) 995-HOPE http://www.hopenow.com |
| Affordable Housing Partnership "HomeSave" http://www.ahphome.org/homesave.htm |
255
Orange St.